7 Critical Steps To Go By If Your Identity Is Stolen
One of the notable issues that seems to be affecting millions of people is identity fraud. Well, it is such a big problem but unfortunately, it doesn’t seem like its going to get solved anytime soon. In other words, it could affect you just as it has affected others. The best thing is that there are essential steps you can always take to ensure that these fraudsters do not jeopardize your identity. These fraudsters can be dangerous and can even cause you financial losses. Good for you, we have some information of value that can assist you just in case something like this happens to you. Read this article to the very end and learn more on the steps you should take if your identity is stolen.
For starters, you will need to inform companies of the incident. There is no harm in taking action really quick. There is no way you will know about your identity being stolen and keep cool until you hear about a faudster activity. These people are fast. Therefore, any relevant company needs to know about the theft. With account takeovers, the information on your card can be compromised. For instance, calling your card issuer will enable them to take some action that will keep the fraudsters away from getting more of your information.
As well, ensure that you file a report with the Federal Trade Commission. They collect all information relating to stolen identity cases. They do not deal with the criminal charges but will definitely provide information to law enforcement that will help in tracking the fraudsters. You just get to their website and file your case. They will provide you with a recovery plan. You will then be issued with forms and letters helpful in filing a report with the police and also disputing fraudulent charges. view here for more view here for more
Filing a report on the theft with the police is also essential. You will have documentation that can be useful evidence and the police can as well assist. click here for more
Another thing is that you should ensure that a fraud alert is placed on your card. Institutions will therefore be aware of chances of your card being compromised. Institutions will be better placed to identify that your card could be compromised. click here
Go ahead and freeze your credit. Once you have done so, then there is no way anybody will access your credit report even when they request for it. Again, call the main credit bureaus and make this request. . discover more
Always tighten security when it comes to accounts. Do not use the same passwords for all accounts and make it easy to guess. click for more
Finally, you could hire an identity theft attorney to boost your identity security.